FREEDOMWISE

Docs / Freedom Score

Score Trend & History

Each time your Freedom Score is computed, a snapshot is saved. This lets you track how your score moves over time.

What's recorded

Each snapshot stores:

  • Score (-100 to +100)
  • The three component scores (FI Progress, Compounding Quality, Resilience)
  • FIRE stage
  • SFS or AFS kind
  • Timestamp

Snapshots accumulate over time. The chart in FI Intelligence plots your score history.

The 7-day trend

The trend_7d field is the difference between today's score and the score from 7 days ago. It's displayed as a small delta indicator (+2.3, -1.1, etc.) next to your current score.

A rising trend usually means:

  • You added more assets (FI Progress improved)
  • You paid down debt (Resilience improved)
  • You started a new SIP (Compounding Quality improved)

A falling trend usually means:

  • Market drawdown reduced your equity corpus
  • A new EMI increased your debt load

Interpreting short-term fluctuations

Don't over-optimise for short-term score changes. Market movements can cause your score to fluctuate ±5 points in a week. What matters is the 6-month and 1-year trend.

The score is a planning tool, not a daily metric to monitor. The most productive use is:

  1. Check it quarterly
  2. Review which component changed the most
  3. Take one action to address the biggest gap
  4. Come back in a month

Score as a goal

Some users set a score target — e.g., "I want to reach 60 by December." This is valid. The AI will tell you what specific actions would most efficiently move your score toward that target.