Pricing
Start free, upgrade when you need more.
All computed data — Freedom Score, projections, calculators — is always free. AI features are credit-gated.
Free
Quick assessments + full dashboards
- —21 AI credits/month
- —Freedom Score + FIRE stage
- —Debt-to-Freedom dashboard
- —Retirement readiness check
- —Compare To Me tool
- —All calculators
- —Portfolio Health · Debt Coach · Tax Playbook reports (7 cr each)
- —Sector Research reports (7 cr each)
Most popular
Freedom Base
AI-powered analysis for active planners
- —91 AI credits/month + 49 cr welcome bonus
- —Everything in Free
- —Life Financial Plan report (14 cr)
- —Freedom Score Deep Analysis (14 cr)
- —Full Life Planner + Year Planner advanced views
- —Retirement Monte Carlo simulator
- —Debt prepay-vs-invest engine
- —AI Brain dashboard
Freedom Pro
Full intelligence suite for serious investors
- —350 AI credits/month
- —Everything in Base
- —Financial Portfolio Assessment (49 cr, quarterly free)
- —Sector deep-dives + sector research library
- —Tax advanced playbook
- —Priority AI processing
Freedom Wealth
Maximum intelligence for high-value portfolios
- —770 AI credits/month
- —Everything in Pro
- —Financial Portfolio Assessment (monthly free)
- —Dedicated AI memory fine-tuning
- —White-glove onboarding session
Credit packs
One-time purchases. Never expire. Use for any AI feature.
Common questions
Can I switch plans?
Yes. Upgrade or downgrade anytime. Credits are prorated.
Do unused credits roll over?
Monthly credits reset each billing cycle. Purchased credit packs never expire.
When does my subscription activate?
Immediately after payment. AI credits are added instantly and premium features unlock right away.
What payment methods do you accept?
All major cards, UPI, and net banking via Razorpay.
Is there a free trial for paid plans?
The Free plan is permanent and has no trial expiry. Paid plan features are available as soon as you subscribe.