Buy vs Rent Calculator

Financial comparison of buying vs renting

Property price₹80,00,000

₹20,00,000₹3,00,00,000

Down payment %20%

10%50%

Home loan rate8.5%

6%12%

Monthly rent₹25,000

₹5,000₹1,00,000

Property appreciation6%

2%15%

Investment return (rent scenario)12%

6%18%

Time horizon10 yr

5 yr30 yr

Buy scenario wealth

₹60.62 L

Rent + invest scenario

₹1.03 Cr

Decision

Rent

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